Click Here for our USDA Program Details Flyer (PDF)

USDA Guaranteed Rural Housing Loans in WA State offer qualified borrowers
true zero down payment purchasing options. 

In addition to Income Limits, USDA does have designated property eligibility areas. In order to qualify to use USDA zero down financing, the subject property must be located within a USDA Rural Housing Designated Area. However, "Rural" isn't just farmland and corn fields anymore! Check your area. You may be surprised!

Map links for USDA Eligible Counties in WA State (Word Doc):

Pierce County WA USDA Eligibility Map

Your County not listed? Then your County should be USDA Guaranteed Rural Housing eligible! If you have questions on whether your property area qualifies, please click here to contact a Land Home Financial USDA Loan Specialist.

*Maps are deemed reliable, but the USDA qualifed area boundaries are subject to change. Therefore this information needs to be cross referenced with the local USDA office. Properties on the border of eligible areas can be checked for accuracy.

Check your address online to see if it's USDA Eligible

If you have a specific property address, you can now check it online to see if it would qualify for the USDA Guaranteed Rural Housing 100% Financing Program:

WA State USDA Property Eligibility Search

Already have a USDA Loan and looking to Refinance?

Click below to contact a Land / Home Financial 

USDA Loan Specialist and check your eligibility! 

Check your refinance eligibility today!!

Land Home Financial is a Mortgage Lender and is not affiliated with any US Government Agency. Program guidelines and final loan guarantees dictated by local USDA Rural Housing Development offices. Not a guarantee to lend and restrictions apply. Land Home only lends in states we are approved in.

Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender. Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. Corp. NMLS #1796. www.nmlsconsumeraccess.org. This site is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties in the state of New York will be accepted through this site.