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As Specialists for 22 years... We're Committed to Your Success in the Manufactured and Modular Housing Industry. As an experienced national mortgage lender, we are uniquely positioned to help you achieve your dreams of home ownership using cost effective financing options for manufactured "factory-built" homes. The Manufactured Housing industry is full of misconceptions, misinformation and has been challenging for many consumers to understand. Many people aren't even aware that good financing options exist for their factory built homes. Our goal is to continually provide you with outstanding education, superb customer service, and valuable knowledge on how best to proceed for your particular loan situation. Industry knowledge is the key to your success in financing your manufactured home. Land/Home Financial Services, Inc., is a national mortgage lender and offers many factory-built home mortgages with superb customer service. We provide consumers with a wide variety of options for manufactured and modular home mortgages when purchasing factory-built homes. This includes manufactured housing, modular housing, HUD Code homes (mobile homes) and panelized housing. We are also one of the few lenders that continue to offer construction loans to assist you in placing your new home on land. We do this with what's called a "Construction to Perm" loan where we close your loan once, and when the construction is completed, we roll it into permanent financing at competitive rates with low costs. (Both single close and two close construction-to-permanent loan programs are available). We hand select the most popular and cost effective residential loan products available in the manufactured housing mortgage and modular housing mortgage arenas, and are direct sellers to Freddie Mac, Fannie Mae, and are endorsed by FHA and VA in order to deliver the most cost effective mortgage to our manufactured home and modular home consumers. Land/Home Financial also has numerous "niche" mortgage lending products to meet your manufactured home financing needs. We have a MH Residential Program for quality homes that are comparable to site-built homes in appearance and amenities, enabling borrowers to obtain site-built comparable rates and underwriting. We also have a non-conforming Invoice-Based Advance (IBA) program that uses a land appraisal and the home invoice to compute maximum loan amounts. Our "Retro-Fit" program allows homeowners to easily convert a non-compliant foundation to a permanent one that meets all lender requirements for a conforming mortgage, and includes the ability for "cash-out." We also have options for cash-out and debt-consolidation mortgages, ARMS, various Alt-A products, 2nd and vacation home loans, home-equity loans, and manufactured home-only (chattel) financing. A wider choice than you can find almost anywhere. We are a seasoned team of factory-built mortgage professionals that has been a premier manufactured housing mortgage lender since 1988. Our mission is to provide superior and consistent service to our valued manufactured home, modular home and panelized home Real Estate Agent Partners, Retailers, Builders and Manufacturers. We also offer a complete range of site-built residential mortgages that set us apart from competitors. For more information, contact our WA State Representatives, Mark Claussen or Michael Patterson. www.manufacturedlending.com |
