Specializing in Issaquah Mortgages, Washington Home Loans, Issaquah Second Mortgages, Issaquah Washington Debt Consolidation
Career Opening Available:

Senior Mortgage Loan Processor


Align Yourself with a Proven Leader in the Mortgage Industry and
Become a Land/Home Loan Processor Today
      

"Back in 2007 my former mortgage company imploded along with many others and I had to endure the difficult task of locating another Mortgage Bank to team up with. Thankfully I found Land/Home Financial Services, Inc. Since becoming a part of the Land/Home team my business has increased to the highest levels in my 9-year career as a Loan Officer. The culture at Land/Home promotes an atmosphere where all my co-workers are also my friends. I never have to worry about borrowers shopping me because the support I get cannot be matched, and the rates I provide are consistently lower than my competitors."

Darrin Matthews, Loan Officer, Concord CA


Land/Home Financial Services, Inc. provides all the right tools and support to compliment mortgage professionals in growing their business. With over 22 years of experience and several long term team members, it is easy to see why Land/Home remains a stable and successful Mortgage Bank in today’s economy.


The Land/Home Advantage
  • A well established, expanding Mortgage Banker that has been in business since 1988.
  • Providing the options to bank or broker loans
  • Licensed in 42 States.
  • Land/Home is one of the few to offer a wide array of loan products – Conventional, VA, FHA, CalSTRS, CalPERS, Home Path, and USDA.
  • Fannie/Freddie seller servicer.
  • Committed to providing our customers with the lowest rates and loan fees available - our rates beat most of our competitors.
  • Personalized marketing support.
  • In-house underwriting, doc drawing, and funding departments.
  • Competitive compensation plans.
  • Technologically advanced web-based loan origination and customer management tools.
  • On site appraisal department (HVCC).
  • Intelligent underwriters that employ open lines of communication to ensure fast turn around times.
  • Over 400 accomplished mortgage professionals nationwide.
Land/Home knows that everyone benefits when new talent joins the team, which offers a multitude of personalities, and provides a wide range of knowledge. Investing in a foundation of knowledge and quality individuals secures the future for Land/Home Financial Services, Inc.


Senior Loan Processor Position
Job Description / Duties / Requirements

Job Title: Loan Processor
Reports To: WA Region Branch Mgr
Supervises: NA
Location: WA Branch Office

Summary:
Under minimal supervision, the Loan Processor is a professional, polite and efficient multi-tasker responsible for managing all stages of the loan file from origination to closing within investor guidelines and the Land/Home structure. 

Essential Duties and Responsibilities:
  • Initial review of loan files to validate data integrity and ensure all required disclosures are in the file
  • Input Borrower information into LOS system
  • Run AU, review findings
  • Re-structure loan file, if needed
  • Submit loans to Mortgage Bank or Wholesale Lenders
  • Order, track, review and ensure accurate completion of appraisal and Preliminary Title report
  • Confirm Verifications of Deposit and Verify Employment (when needed)
  • Follow-up on/Obtain outstanding conditions including, credit reports, 1040’s, 4506T's, appraisals, bank statements and W-2’s
  • Remain in contact with Loan Officer, Realtor, Borrower, Lender, etc. throughout loan process
  • Assist manager with administrative tasks, as needed
Qualifications:
  • A Minimum of 2-3+ Years of High Volume Mortgage Loan Processing
  • Two year college completion preferred
  • Knowledge of FHA, VA, Conventional loan underwriting guidelines, pricing models and standard underwriting conditions
  • Mastery of Fannie Mae DO/DU Automated Underwriting System
  • Freddie Mac LP AUS experience also preferred, along with FHA Total Scorecard findings
  • Understanding overall loan packaging and familiarity with a variety of loan origination systems a plus
  • Experience with PC Lender LOS preferred, but not required, as training is provided
Requirements:
  • Detail oriented, with the ability to prioritize, manage multiple projects, and meet deadlines efficiently
  • Can be depended upon to complete work in a timely, accurate, and thorough manner and is conscientious about assignments
  • Communicates effectively both verbally and in writing with superiors, colleagues, and individuals inside and outside the Company
  • Exhibits a professional manner in dealing with others and works to maintain constructive working relationships
  • Demonstrates predictable and regular attendance
  • Familiarity of MS Word, Outlook, and Excel needed
  • The ideal candidate is a self motivated go-getter, with the ability to work in a fast paced environment where time deadlines are mission-critical. 

Work Environment and Physical Demands:
  • Work is performed primarily in an office environment
  • Requires sitting at a desk for long periods of time, up to 8 hours
  • Ability to lift up to 20 lbs
  • Requires sufficient personal mobility and physical reflexes, to permit the employee to function in a general office environment and accomplish tasks
  • Must be able to work on multiple assignments, under moderate stress levels
To perform this job, an individual must be able to perform the primary job responsibilities satisfactorily with or without reasonable accommodation. However, reasonable accommodation may be provided to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship. The above statements are intended to describe the general nature and level of work being assigned to this job. They are not intended to be construed as a complete list of all responsibilities, duties, and skills required of individuals in the job. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Management has the exclusive right to alter this job description at any time without notice.


Compensation / Benefits:
  • Competitive W2 Salary plus bonus compensation, medical, dental, vision, 401k, provided for full time employees following 90 day probationary period.


How to Apply

Thank you for considering employment with Land / Home Financial Services, Inc. Our Human Resource office looks forward to receiving your application. We accept applications in person by appointment, by mail, by fax or by email.

You may download a PDF version of Land/Home Financial's Employment Application here. You will need Adobe Acrobat Reader to open this file and print. A free download is available at www.adobe.com at no cost.

Mail
Send completed application to:

Human Resources
Land/Home Financial Services, Inc.
22525 SE 64th Place, Suite 220
Issaquah, WA 98027

Fax
Fax completed applications to (206) 984-2634

Online
You may submit your resume and cover letter via email as an attachment.


To make the fastest connection between your resume and our hiring managers, please tell us a few unique things about yourself. This information will help us match your skills and interests to the right opportunity. Please include details such as current job seeking activities (availability, offers, interviews, etc.), the best time/way to reach you, your present/desired compensation package, location preferences, etc. We look forward to hearing from you!

Land/Home Financial Services, Inc. is an equal opportunity employer.